Live now Call us now 60 seconds · No credit pull
Live advisors · 9–9 ET

Your Business.
Your Terms.
Your Money,
Today.

One call. A real advisor. A decision in minutes — and funding the same day.

No credit pull Up to $750,000 Same-day funding $20B+ funded
Approved
$240,000
Wire sent · 2:14 PM
9:41
🔇 Tap for sound
Walcott Stack AI CFO
Picks up instantly
24/7 · zero hold · humans confirm
G4.9★★★★★500+ reviews BBBACCREDITED · A+ 20,000+businesses funded $20B+through our network
Same-day fundingNo hard credit pull Up to $750,000All 50 states $20B+ funded20,000+ businesses

From first call to funded in one afternoon

Small businesses first — no matter what. Fast, flexible working capital, the same process behind 20,000+ funded businesses. You're in good hands.

$750k
same day
Business owner taking the call

“No bank meetings. No begging. Just a number and a wire.”

Owner · Funded customer
How it works

Approved in minutes.
Funded the same day.

Keep running your business. Add the capital. Three steps, one afternoon — the phone does all the work.

01
Walcott Stack AI CFO
Incoming answer…
00:47
Step 1 · 60 seconds

Talk to Walcott Stack AI CFO

One call, no forms. Tell us about the business — revenue, time in business, what the money's for. That is the application.

02
Whole-business review
Deposits · seasonality · momentum
Your number
$85,000
Step 2 · Minutes

A human reads your file

A real underwriter looks at the whole business — not just a credit score. You get a number and clear terms on the call.

03
Wire sent
Business checking ••4821
3:02 PM
Step 3 · Same day

Money hits your checking

E-sign and the wire goes out. Capital lands in your account before close of business — ready to work.

One call · every option

35 financing products.
One specialist. One call.

Your dedicated specialist checks you against every product on the desk — and shows you the exact rates and terms you qualify for.

Working capitalRevenue-based financingEquipment programsGrowth capitalBridge capitalInventory financingInvoice factoringPayroll coverageExpansion capitalFranchise fundingSeasonal capitalEmergency capitalMarketing capitalRenovation fundingFleet programs+ 20 more on the call
Our promise to America

We're here for
the ones who build.

For the owner who opens early, closes late, and does it again tomorrow. It took us years — and more than 20,000 funded businesses — to build what answers your call today.

Every pain point, answered.Cash flow, payroll, equipment, expansion — one call covers it.
35 financing products.Your specialist finds the exact fit, with exact rates and terms.
Small business first. Always.Main Street built this country. We work for Main Street.
Why Walcott Stack

We're not a bank.
That's the point.

The bank
Walcott Stack
Decision time
Weeks of committees
Minutes on the phone
What counts
Your credit score
Your whole business
Collateral
Required, appraised, held
Revenue-based options
Paperwork
Stacks of it
One conversation
Hours
Branch hours
9–9 ET, real humans
Security

Serious security.
Zero bank friction.

The security of a financial institution, without the committees, the branch hours, or the paperwork.

Bank-level encryption

Your information is encrypted in transit and at rest. Always.

Read-only verification

Revenue checks never touch your account. We look, we never move a dollar.

No hard credit pull

Qualifying never dings your score. Your credit stays exactly where it is.

Your data stays yours

Never sold. Never shared for marketing. Used once, for your file only.

Reviews

Owners keep
saying it.

★★★★★G

Zero credit impact to find out my number. Should be standard everywhere.

Lisa B.Verified · Fitness studio
★★★★★G

They asked about my business, not just my score. First time a funding company felt human.

Dana W.Verified · Salon owner
★★★★★G

Called at 9, had my number by 9:15, money hit Thursday. Never seen anything move like this.

Mike R.Verified · Contractor
★★★★★G

Second time using them. Same advisor picked up. That alone is worth it.

Angela T.Verified · Trucking
★★★★★G

No runaround, no fine print games. The terms they said on the phone were the terms I signed.

Carlos M.Verified · Restaurant
★★★★★G

I have used banks, brokers, online lenders. This was the only one that felt built for people like me.

Jen K.Verified · Retail
G4.9★★★★★from 500+ reviews
Our promise

Straight answers. Clear terms.

Every option on the table, side by side. You choose — we never push. The terms you hear are the terms you sign.

The bigger picture, not just a score Clear terms before you sign No hidden agendas
$0B+
Funded through our network
0+
American businesses helped
0 sec
To qualify on one phone call
0
States served, coast to coast
Industries

Capital to keep your
 
growing

Real funding for the industries that keep America running.

Call our AI CFO.
Get approved now.

No credit impact No commitments 60 seconds
Call (919) 944-7561

Picks up instantly · 24/7 · a human confirms every file